I meandered over to a flickr page, on a link from a link from the MultimediaShooter blog, and found some fabulous photos by "thepres6." This is someone who clearly loves photographing sky, clouds, water and reflections...and who is clearly a much better photographer than I am.
Be sure to watch thepres6's "sun, sky, water" slideshow.
Then again, even us amateurs get lucky once in a while. Here's one of my favorite water reflection shots:
This pond is in New Hampshire near my sister's house. I've enjoyed it in many seasons, but it was the water lilies that finally made me stop to shoot some photos.